Frequently Asked Questions
Find answers to common questions about our online referral service.
Response times vary by lender. If your request is approved by a participating lender, funds are typically deposited directly into your bank account as soon as the next business day. Please note that SwiftGreenFunds does not control the funding timelines.
Our network includes lenders who consider consumers with various credit histories. Having less-than-perfect credit does not automatically disqualify you from requesting a loan. However, submitting a request does not guarantee you will be connected with a lender or approved.
Yes, using SwiftGreenFunds's online referral service is completely free for consumers. We do not charge any fees to connect you with lenders. If connected, any terms, rates, and fees associated with the loan will be provided to you directly by the lender before you agree to the loan.
Submitting a request on our site generally initiates a "soft" credit inquiry by participating lenders to determine initial eligibility, which does not impact your credit score. However, if you are connected with a lender and choose to proceed, that lender may perform a "hard" credit inquiry with the major bureaus (Equifax, Experian, or TransUnion), which could be recorded on your credit report.